Tuesday, April 18, 2023 / by Blair Hayes
The Seller’s Disclosure Notice is something that is important to both buyers and sellers. When the owner of a home decides to list their property for sale, this is one form they will need to fill out.
This form contains many sections in which the seller is legally obligated to truthfully disclose all known conditions, alterations or malfunctions of their property. In this form, the seller will note the presence of certain items on the property and disclose any damage or malfunction of those items they are aware of. The seller must also disclose certain property conditions they are aware of, such as previous roof repairs or known termite infestation. They are also obligated to report previous flooding of the property, any structural changes or room additions they have made, any dues paid to a homeowners association amongst other pieces of information the buyer should know.
It is absolutely imperative that this form be filled out truthfully by the seller. A buyer has the ri; ...
Monday, April 17, 2023 / by Blair Hayes
In the previous step you will have hired a real estate agent to facilitate the sale of your home. This is an important first step because Realtors have access to many tools and will employ tactical marketing strategies to get your home noticed and sold. They are educated and licensed in the profession meaning they understand the importance of accurate pricing and will help guide you through all steps of the real estate transaction, including negotiating on your behalf to secure you the best deal.
Here are the 3 pieces of advice you should take from your Realtor when getting ready to list your home:
1.) Deep Clean
These can be done in whichever order makes the most sense to you. For now, let’s start with deep cleaning. Why is having a clean home so important? Your home should be inviting to the prospective buyers that are coming for a showing or open house or are looking at the pictures online. First impressions can be lasting ones, and; ...
Friday, April 14, 2023 / by Blair Hayes
It is time to pick the team of professionals that are going to walk you through and help you successfully complete a real estate transaction. Real estate agents and mortgage loan officers, or lenders, are licensed professionals that are crucial to the home-buying process. Your lender can help you apply for a mortgage (aka home loan), match you with the best possible loan type and educate you on the break down of your loan.
Real estate agents have access to data and tools that help you narrow down which homes are available within your preferred criteria, such as number of bedrooms and bathrooms, square footage, price, location and much more. They will also set up appointments for you to privately view the homes you like and guide you through the process of crafting an offer when you’ve found what you’re looking for. Your lender and real estate agent will work together with everyone involved in the transaction from offer acceptance to closing to ensure the deal goes as smoot; ...
Friday, April 14, 2023 / by Blair Hayes
Now is the time to get prequalified for a loan! This is a necessary step to move on with the rest of the home buying process. In fact, most sellers will not accept an offer from a buyer that does not include a preapproval letter. Don’t worry, it’s not as difficult to complete an application as you may think.
Most prequalification applications can be completed in 15 minutes or less. You will be led through a series of prompts for you to answer to the best of your ability. These questions may include your gross annual income, monthly debts you pay, such as a car payment or student loans, job title and length of time in position, and assets, such as how much money you have in the bank. (If you go back to our blog post about the first step of the home buying process, you’ll see why having financial documents easily accessible will help you out on this step). You can apply as an individual or together if someone else is going in on the loan with you.
Once you’ ...
Wednesday, April 12, 2023 / by Blair Hayes
Are you struggling with clutter? First of all, you're not alone - clutter affects over half of the population in the U.S.* Here’s some tips to de-clutter your home!
Step 1.) Do one small space at a time. This can mean focusing solely on your bedroom closet or that overcrowded drawer in your kitchen that barely closes anymore.
Step 2.) Remove everything from that particular space. You might be surprised by how many items that small drawer or that dark corner in your closet can hide. Aim to get your items in an open space with as much room as possible so everything can be neatly laid out and categorized. This lets you actually visualize just how much stuff you have and is imperative for step 3.
3.) Utilize the bin method. Now that you have everything laid out in front of you, grab some bins, boxes or whatever you have on hand and start sorting! Even if you don’t have boxes and bins, you can lay things out in piles. When it comes to creating categories, aim for . ...